About us
About Your Mortgage Broker Beverly Hills
Your Mortgage Broker Beverly Hills is a mortgage broking business based in Beverly Hills, NSW, arranging home loans for buyers, owners and investors across the St George district. This page states plainly who we are, how we are paid, and where every licence number sits, because a new brand should be checked rather than trusted.
Why We Started a Broking Business in Beverly Hills
Borrowers here routinely walk into one lender, take the first offer presented, and never learn what else existed. With a median household mortgage repayment of about $2,500 a month, the difference between a well-structured loan and a lazy one is real money, every month, for decades.
Who You Actually Deal With
A brand is only as useful as the person answering for it, so here is the person, the credential and the casework behind your file:
The Broker on File
Your Mortgage Broker Beverly Hills is the accountable broker on your file from the first call through to settlement, specialising in first home buying, refinancing and investment lending across the southern St George district, with fees disclosed clearly in writing before you commit.
Local Case Experience
Files here mean postwar bungalows off King Georges Road, units and flats near the station, and buyers juggling the suburb's $2,500 median monthly repayment, so the advice draws on cases worked street by street rather than assumptions imported from elsewhere.
Direct Access, No Handoff
Your enquiry, application and post-settlement questions are handled by the same person throughout, with no call centre queues, no handoff to a junior, and no re-explaining your circumstances each time, which matters when files carry real detail that needs context.
How We Get Paid, in Plain English
This is the section most brokerages bury, so it goes near the top of the page.
Upfront commission
Trail commission
Neither comes out of your pocket
A fee may apply
So the comparison, structuring and paperwork cost most borrowers nothing out of pocket. The honest part follows: commission levels vary a little between lenders, which is a genuine conflict worth naming rather than denying. Our answer is to put the reasoning behind every recommendation in writing, listing the lenders considered and why the recommended one won, so you can judge the call yourself rather than take it on faith.
Is a broker worth it, then? Usually, for the structuring and the legwork alone. The trade-off we state plainly: our panel, however wide, is still not every lender in the market, and where a lender outside it clearly suits you better, we will say so and point you there.
Our Licence and Accreditations
Every number below is stated, not described, so you can verify each one yourself:
The Credit Licence
Credit assistance in Australia is regulated under the National Consumer Credit Protection Act, and every home loan we arrange sits under Australian Credit Licence 389328, held by the licensee [LICENSEE NAME], which is what lawfully authorises this lending work.
Credit Representative Status
We act as a credit representative rather than a licensee, authorised under number 370592, which means our lending activities are closely supervised by the licensee's compliance framework, audits, training and responsible lending obligations before anything at all reaches you.
Checks You Can Verify
You can check the details that matter before you commit. Our credit representative number, 370592, and the Australian Credit Licence 389328 we operate under are published in the footer, alongside fees disclosed in writing and our published process.
AFCA Membership
If something goes wrong, the Australian Financial Complaints Authority provides free external dispute resolution, and our membership means a complaint can be escalated beyond this brokerage entirely and quickly, to an independent body with the legal power to bind us.
How We Work With You
One conversation first, cost-free, where we map your position, your borrowing capacity and your likely pathways before anything is lodged. Your file is assembled fully, a shortlist is reasoned in writing, and the same broker stays with it through settlement and beyond. The process and timelines are published on each service page, so you know what happens next before it happens.
Where we work
Areas We Service
From our Beverly Hills base we arrange loans across the St George district, including Narwee, Roselands, Kingsgrove, Hurstville, Penshurst and Mortdale.
Questions answered
Frequently Asked Questions
Who owns and runs Your Mortgage Broker Beverly Hills?
The brokerage is operated by Your Mortgage Broker Beverly Hills, trading as Your Mortgage Broker Beverly Hills, under the credit licence held by [LICENSEE NAME], so the person named in your credit guide is the person who handles your file from start to finish.
Are you licensed to arrange home loans?
Yes. We operate as a credit representative, number 370592, authorised under Australian Credit Licence 389328 held by [LICENSEE NAME], and that status can be checked through ASIC's public registers before you speak to anyone.
How do you get paid if I don't pay a fee?
Lenders pay us commission when your loan settles, and an ongoing trail while it runs, so most borrowers pay us nothing directly; if a fee applies to an unusual file, it is disclosed in writing first.
Do you get paid more for recommending certain lenders?
Sometimes, slightly, because commission varies a little between lenders, and that is a real conflict. We manage it by putting the reasoning behind every recommendation in writing, including the lenders considered and why the shortlisted one won.
What happens if I have a complaint?
You raise it with us first and we follow our internal complaints process, and if you are not satisfied it goes to AFCA, the free external dispute resolution scheme, which can make binding determinations.
How many lenders can you actually access?
A panel of lenders spanning major banks, non-banks and mutuals, arranged through our licensee. It is wide but not universal, so where a lender outside the panel clearly suits you better, we say so.
Mortgage broker for Beverly Hills and the suburbs around it
Get in Touch
Call (02) 9072 0640 or use the contact form, and Your Mortgage Broker Beverly Hills will map your options in a first conversation that costs nothing and obliges you to nothing. Whether you are buying your first place near the station or refinancing a bungalow on Edgbaston Road, start with the numbers, not the sales pitch.